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Cross-border Tax Planning

Structure your Canadian and U.S. financial assets to maximize growth and minimize tax all within the context of an integrated cross-border estate plan.

Cardinal Point specializes in providing cross-border expatriate tax preparation, tax planning and tax compliance services for clients living, working, investing, transitioning residency or conducting business in the United States and Canada.

Residents of Canada: What are the Canadian and U.S. Tax Ramifications when being forced to liquidate a U.S. brokerage account Ebook

We all recognize that significant differences exist between Canadian and U.S. tax laws—but the differences don’t stop with the lawbooks. They extend to the professionals preparing tax returns for those who must deal with both countries’ tax systems. Download our ebook to get the latest insight into the tax ramifications of being forced to liquidate your brokerage account due to your advisor not having the proper licenses and certifications.

9 Essential Elements of Cross-Border Transition Planning

“How do I move my financial life to another country?” It’s a question we hear from many clients as they begin making a cross-border transition. Whether you are making the move to the U.S. or Canada, you want to transition your finances smoothly and seamlessly while saving time, headaches, and every dollar you possibly can.

Cross-Border Wealth Management

Cardinal Point takes a multifaceted approach to providing wealth management solutions in the United States and Canada. Our team of advisors specialize in providing the following cross-border services:

Customs and Immigration Planning
Retirement Planning
Tax Planning and Preparation

Investment Management
Estate Planning
Cash-flow Management

Transition and Exit Planning
Risk Management Planning
Philanthropic Planning

At Cardinal Point, we have the unique registrations and ability to manage integrated cross-border investment portfolios that include all types of accounts in Canada and the United States.

Why Work with a Cross-Border Advisor?

Finding a legally licensed or authorized financial advisor who can provide guidance on both sides of the U.S.-Canada border can be a challenging endeavor. Only a handful of firms adhere to the relevant regulations and have the necessary infrastructure in place. Furthermore, it is a rarity to come across a qualified team exclusively dedicated to addressing Canada-U.S. cross-border financial planning concerns. At Cardinal Point, we stand out from the crowd. We have meticulously crafted a service model and platform tailored to the specific needs of Canadians residing in the United States, U.S. citizens living in Canada, Canada-U.S. dual citizens, as well as American and Canadian expatriates residing abroad. Our specialization in these areas equips us with the expertise to manage all aspects of your Canada-U.S. cross-border financial planning intricacies.

Understand the benefits of working with a Cardinal Point cross-border financial advisor

Americans Living in Canada
As an American residing in Canada, it’s important to make sure your financial affairs are structured properly to avoid double taxation issues and ensure compliance with the laws of both countries.

Canadians Living in the U.S.
Whether you are transitioning residency between Canada and U.S. or you have already made the move but continue to hold investment assets or financial interests in both Canada and the United States, proper cross-border financial planning can integrate and coordinate the asset management of your investments, reduce taxes and maximize your estate.

Expatriates Living Abroad
For those Canadians and Americans moving or living abroad, careful cross-border financial planning considerations must be given to ensure tax and regulatory compliance in both your home and adopted countries.

“Cardinal Point” is the brand under which dedicated professionals within Cardinal Point Capital Management, ULC provide financial, tax and investment advisory, risk management, financial planning and tax services to selected clients. Cardinal Point Capital Management, ULC is a US registered investment advisor and a registered portfolio manager in Canada (ON, QC, MB, PEI, SK, NS, NB, AB, BC, PEI). Advisory services are only offered to clients or prospective clients where Cardinal Point and its representatives are properly registered or exempt from registration. This brochure is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.